We currently accept payment for immediate downloads through the MonkeyNotes store using a valid MasterCard or Visa credit card. If you are using a MasterCard or Visa to pay, simply select your items from the store and then follow the checkout process. At the completion of your purchase, you will be able to immediately download your files. We also now accept payment through PayPal.com. Paypal accepts payment in the form of PayPal funds / AMEX / Discover / Checking Account debit and other methods. If you choose to purchase through PayPal.com, please note that you will not be able to use the normal checkout process to immediately download your purchase. After you make a PayPal payment, we will receive notice of your payment and then we will manually email the item(s) to you ASAP. This should only be used by people that don't have a MasterCard or Visa, or just prefer using PayPal for whatever reason. Please follow the PayPal payment instructions listed HERE. Note: Again, if you have a MasterCard or Visa credit card, it is always preferable to use our normal MonkeyNotes store checkout and purchase process, as you will be able to download your purchase immediately without a delay. It is fast and simple and proven to be incredibly reliable. With either option, you purchase is fully encrypted and completely safe. Online purchases are actually safer than physical purchases in many ways. As always, if you feel uncomfortable using your credit card online or divulging the personal information required by the credit card banks, please don't purchase anything. We completely understand that some people aren't comfortable with it.